Financing your working capital with debt can carry several risks. It increases your payment obligations, affecting cash flow. If your sales decrease or costs increase, you may have difficulty meeting debt payments. In addition, interest on loans reduces your profits. High indebtedness can limit your ability to obtain future credit and increase your financial risk.
It is essential to carefully evaluate your ability to pay and consider other options before financing with debt.
The Central Reserve Bank of Peru (BCRP) has reduced the benchmark interest rate from 6% to 5.75% to stimulate the economy. This implies that loans
Low Sales: Insufficient income to cover expenses and debts.Poor Cash Management: Inadequate use of available income.High Fixed Costs: High fixed costs that cannot be easily
When looking for partners for your company, especially a closely held corporation (SAC), keep in mind these legal aspects: Term and Frequency of Contributions: There
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